Thankfully Jeff and I have had lots of time to talk about some very tough decisions.
We based them on what we know.
- If we do not pay for our house, the bank will take it from us and sell it to pay off what we owe.
- If we do not pay for our power bill, they will turn off power to our house. Same applies to all other utility payments.
- If we do not pay for our credit cards and other “bad debts”, our credit score goes to the toilet.
I do not advocate nor am I comfortable with not paying for something that I promised to pay for. But, times as they are, something’s gotta give and we chose the credit cards. I wish there was some way that I could just post a big sign somewhere that explains this to everyone that is going to begin calling and sending us letters. I wish they would understand that, while I want to do everything, I can only do what I am able to. For us, that equals keeping a house over our heads, running water, power, gas in our cars and food in our tummies.
On a side note, there is a hiring freeze for the teaching profession.
To rather interesting expenses that we’ve cut are diapers and birth control. First, I didn’t really think that Carter was “showing all the signs” of potty training readiness, but diapers cost about $50/month, so we had to try. Within a week, Carter pretty much had down the #1 in the potty part. Three weeks into it now, he still has the occasional accident if I don’t remind him to go. But, I’m happy with our success. #2 is something he is flat out refusing to do in the potty. I will catch him in the act and he says, “No, I’m not pooping, Mommy.” before I even say anything. He knows what he’s doing–or rather, what he’s not doing. We have his reward on a shelf in the living room. At this point it’s more important for him to do things his way than get the reward. I have some more waiting thinking to do on this.
Second, birth control without health insurance would also be $50/month. So, that went, too. I am not going off of the pill to have a baby. In fact, it’s pretty important that we don’t right now. Being off of the pill makes me feel like a new person. I’m losing weight and I feel more hormonally balanced instead of hormonally forced. Though, cleaning poop out of training pants still makes me cranky.